Insurance for my kid

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Re: Insurance for my kid

Postby Oxmach » Thu Mar 15, 2018 3:27 pm

Carfreak77 wrote:
Oxmach wrote:The OFTR just announced a group insurance policy that includes all ages for green plate.

http://www.oftr.ca/wp-content/uploads/2 ... cement.pdf

Broker is DaltonTimmis

Hope this works out for you.


This link isn’t working. Is there still a group insurance policy? I’m trying to get insurance for my 15 year old and myself. Not having any luck so far.


I just checked with the OFTR president and the program is still on, not sure but maybe website content changed and link is broken.

Contact is:
Kyle Brown
888-385-8466 ext 7445
kyleb@daltontimmis.com

Hope it works out for you.
------------
Greg
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Re: Insurance for my kid

Postby Carfreak77 » Thu Mar 15, 2018 3:45 pm

Thanks. I’ll give him a shout.
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Re: Insurance for my kid

Postby MarkDGregory » Thu Mar 15, 2018 10:03 pm

Hi Carfreak,

I just answered your other post. viewtopic.php?f=1&t=3051

For the longevity of this thread. Here is a new URL for Dalton Timmis OFTR aggreement.

https://oftr.ca/News/news.inc.php?ID=2& ... ang=EN&s=0

About 2 weeks ago I emailed both addresses provided and got a response the next day. I just moved over to Timmis, very good service, accomodating, price was right and they insured my kids under 16.

-Mark
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Re: Insurance for my kid

Postby Carfreak77 » Thu Mar 15, 2018 10:23 pm

Thanks
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Re: Insurance for my kid

Postby oldschoolktm » Thu Apr 12, 2018 4:08 pm

I was approved for coverage with Mark Reid Statefarm. We have had him insure us for ten years. I was told that they consulted the underwriter and based on our lack of claims that they can insure the tt r 50. An adult needs to be with the under aged rider.
KTM 525 exc, KTM 300xc w
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Re: Insurance for my kid

Postby Carfreak77 » Fri Apr 13, 2018 3:18 pm

I’ve heard that State Farm will do it for existing customers from before Desjardins bought them but not for new customers.


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Re: Insurance for my kid

Postby Snapshot » Thu May 17, 2018 1:32 pm

New BMA member and trail rider here (with two younger sons). Phoned Nicole McCann since she's a sponsor and was told that they flat-out refuse to insure anyone under 16. I was then looking through offroadontario.ca and found a forum thread from State Farm agent George Rappos in Newmarket, who apparently rides as well. Called him and got liability insurance for my 3 bikes within 30 minutes. He didn't ask who was riding, or their age, even after I mentioned that all kinds of family and friends were going to ride them. He confirmed that State Farm had been bought out by Desjardins.

Not affiliated with him in any way, but if you're stuck, try him at 905-895-7775, or at georgerappos.com

Best of luck!
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Re: Insurance for my kid

Postby mart242 » Thu May 17, 2018 2:40 pm

Snapshot wrote:New BMA member and trail rider here (with two younger sons). Phoned Nicole McCann since she's a sponsor and was told that they flat-out refuse to insure anyone under 16. I was then looking through offroadontario.ca and found a forum thread from State Farm agent George Rappos in Newmarket, who apparently rides as well. Called him and got liability insurance for my 3 bikes within 30 minutes. He didn't ask who was riding, or their age, even after I mentioned that all kinds of family and friends were going to ride them. He confirmed that State Farm had been bought out by Desjardins.

Not affiliated with him in any way, but if you're stuck, try him at 905-895-7775, or at georgerappos.com

Best of luck!


you've insured bikes only? or had to bring house or car? What's the price per bike? I pay ~110 - 130 per bike in my case. CRF110 is more than CRF125!
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Re: Insurance for my kid

Postby Snapshot » Thu May 17, 2018 8:55 pm

mart242 wrote:
you've insured bikes only? or had to bring house or car? What's the price per bike? I pay ~110 - 130 per bike in my case. CRF110 is more than CRF125!


Insured the bikes only (liability), 150XC-W, KLX110L and TTR-125LE, all 2018s, for approx $75 per bike.
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Re: Insurance for my kid

Postby mart242 » Fri May 18, 2018 10:30 am

Snapshot wrote:
mart242 wrote:
you've insured bikes only? or had to bring house or car? What's the price per bike? I pay ~110 - 130 per bike in my case. CRF110 is more than CRF125!


Insured the bikes only (liability), 150XC-W, KLX110L and TTR-125LE, all 2018s, for approx $75 per bike.


thanks! I'll give him a shout!
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Re: Insurance for my kid

Postby mart242 » Wed May 23, 2018 12:41 pm

Snapshot wrote:New BMA member and trail rider here (with two younger sons). Phoned Nicole McCann since she's a sponsor and was told that they flat-out refuse to insure anyone under 16. I was then looking through offroadontario.ca and found a forum thread from State Farm agent George Rappos in Newmarket, who apparently rides as well. Called him and got liability insurance for my 3 bikes within 30 minutes. He didn't ask who was riding, or their age, even after I mentioned that all kinds of family and friends were going to ride them. He confirmed that State Farm had been bought out by Desjardins.

Not affiliated with him in any way, but if you're stuck, try him at 905-895-7775, or at georgerappos.com

Best of luck!


Called and he cannot do it anymore.. or make sure to keep it really generic when you call! ie: no mention of age.
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Re: Insurance for my kid

Postby brokenwrench66 » Sun Jul 07, 2019 11:59 am

New member posting to an old thread.

My son and I missed the Family ride at Limerick today because my insurance company, TD, flatly refused to insure our CRF110 (we didn't even get to the part about my son riding it). I've tried the links here and can't get them to work for me. It's a Sunday, so I can't call them, but I see no mention of the OFTR on the Dalton Timmis website. Does anyone know if the group policy is still active? If not, where can I get PL/PD for a CRF110?

Thanks!
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Re: Insurance for my kid

Postby Terry » Mon Jul 08, 2019 2:14 pm

This situations is getting worse it seems. I'm grandfathered into a policy with state farm (desjardins) So I'm OK but this is ridiculous for those tiring to get into the sport with kids today. I can do nothing to help young families other than to invite you to ride on my little trails where you don't need any insurance. Here is a link to my thread viewtopic.php?f=14&t=2675 where I post the invitations to ride days as they come up. Subscribe to the thread now and you will get an email when I announce the next ride day.
cheers,
Terry
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Re: Insurance for my kid

Postby rossw » Mon Jul 08, 2019 2:48 pm

Terry is correct, this is getting worse.

From what I understand, I am NOT an expert... Desjardin changed things and existing policy holders were grandfathered. New policies though are limited to 12+ years of age children with Desjardin. I am not sure of Dalton, but that may be the last option for children.

I really hope the OFTR is working on this.
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Re: Insurance for my kid

Postby Marilius » Mon Jul 08, 2019 3:34 pm

New policies with Desjardin are 16+. I moved my bike over to them this season and they must of told me about 5 times that it's 16+. When i got the papers in the mail it had it again right at the top in bold. :(

I was with Dalton but the cost for my bike went up about 45% :(. they still killed it for house and car but bike are $$$$ with them now.
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